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Finance and advisory

A finance function
that runs to a calendar.

Most SME finance is reactive. The close happens when someone gets to it, the VAT return happens when the deadline is close, and the analysis happens when a bank asks for it. The work below is the same work, done to a rhythm instead.

Delivered by qualified finance professionals, senior from the first meeting to the last board pack, with no handover to trainees.

عربي Book Your Strategy Meeting → The fractional CFO role →

The rhythm

What happens, and when.

Not every business needs all four columns from day one. We agree the cadence at the start and write it into the scope, so you know what arrives and when it arrives.

Every week

Cash and exceptions

Bank and cash position updated
Receivables chased, ageing reviewed
Payment run prepared for approval
13 week cash forecast rolled forward
Anything unusual flagged before it compounds

Every month

The close and the pack

Ledgers reconciled and the close signed off
Management accounts prepared
Results against budget and prior year
Variance commentary written in plain language
Dashboards refreshed and circulated

Every quarter

Compliance and direction

VAT return prepared, reconciled and filed
Forecast reset against actuals
Profitability by product, branch or contract
Working capital and margin review
Board or lender reporting as required

Every year

Plan, tax and audit

Annual budget built from operational drivers
Corporate tax computation and return
Free zone qualifying income assessed
Audit file assembled and questions answered
Accounting policies and controls revisited

The close

Five working days,
every month.

A close that takes three weeks is not a close, it is a reconstruction. This is the sequence, and the date the pack lands does not move.

Day 1

Cut off

Sales, purchases and payroll closed for the period. Nothing lands in the wrong month.

Day 2

Reconcile

Banks, intercompany, receivables and payables agreed to source, differences resolved rather than parked.

Day 3

Accruals

Prepayments, accruals, provisions and depreciation posted. The period gets the costs it earned.

Day 4

Review

Results read against budget and prior year. Every material movement gets an explanation.

Day 5

Issue

The pack goes out with commentary and the two or three decisions it points to.

The division

What stays yours,
and what we carry.

Stays yours

Your accounting system
Zoho, QuickBooks, Xero, Odoo or whatever you already run. We work in it, not around it.
Your licences and logins
Everything is built on your subscriptions. Nothing is hostage to ours.
Your EmaraTax credentials
Returns are prepared and filed on your own account, with your review before submission.
Your files, always
Models, workpapers and documentation are yours to keep, whoever you work with next.

We carry

Bookkeeping oversight
Either we run it, or we supervise the person who does and fix what is not working.
The close, on a calendar
A date the pack arrives, held every month, rather than whenever it is ready.
Reporting and analysis
Management accounts, profitability, KPIs and the commentary that makes them useful.
Tax compliance support
Corporate tax and VAT prepared, reconciled and evidenced before anything is submitted.
Audit readiness
The file assembled and the questions answered, so the audit is short and uneventful.

UAE obligations · verified 2026-08-12

The deadlines behind
the calendar.

The rhythm above exists because of the list below. These are the fixed points a UAE business plans around, and the reason reporting cannot be left until someone has time.

Corporate tax registration

New companies register within three months of incorporation. Late registration carries a penalty of AED 10,000.

Before first return

Corporate tax return and payment

Filed through EmaraTax. A 31 December year end files by 30 September.

9 months after year end

Small Business Relief election

Revenue up to AED 3m. Made inside each return, and not available to Qualifying Free Zone Persons.

Tax periods to 31 Dec 2029

VAT registration

Mandatory at AED 375,000 taxable turnover, voluntary at AED 187,500, on a rolling twelve month test.

On crossing threshold

VAT return and payment

Monthly or quarterly, per the period the FTA assigned you at registration.

28 days after period end

Audited financial statements

Free zone entities at licence renewal, and for corporate tax above AED 50m revenue or for QFZP status.

Per licence or CT rules

E-invoicing readiness

Appoint an accredited provider, then go live. The work is in your invoice data long before either date.

Provider by 30 Oct 2026

The full tax calendar carries every obligation with its penalty, and the e-invoicing brief covers the data work behind that mandate.

On fees

Scoped to the business,
quoted before we start.

Tell us your revenue band, how many entities you run and your year end, and you will get a number on the call rather than a range on a page.

What moves the price is the state of the records, the number of entities and currencies, and how much of the rhythm above you want. A company with clean books wanting a monthly pack is a different engagement from one needing eighteen months of cleanup first, and pretending otherwise helps nobody.

No charge

Start with a conversation.

Twenty minutes on where your close, reporting and cash visibility stand today, and what the first month of a proper rhythm would actually change.

Strategy Meeting

A senior look at your finance function: close speed, reporting, cash visibility, tax deadlines and what should be automated. Pick the day that suits you, we call you on it, and we confirm the exact time on WhatsApp first.

Pick your day →

Prefer to talk now? Message us on WhatsApp.

Tell us what you need

We reply the same working day. Your details go straight to our team, never a queue.

RECEIVED

Your requirement is on its way.

One of our team will reply within one working day, from a person rather than an autoresponder. If it is urgent, WhatsApp us and we will pick it up sooner.

Finamatik · Sharjah Publishing City Free Zone

A finance functionthat runs to a calendar.